There wasn't anything else in his post of any substance. What other high minded insights am I supposed to glean?
The New Lounge
- Thread starter hpnole
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A lot of kids fresh out of high school don't really know what they're getting into. But by that logic, we should never bail out any businesses either, their fault they're bad with money, right?
You're missing the point. What many here are saying, and I am one of those, is to not expect (or demand) help. Don't get a loan if you aren't "prepared" to be the one to pay it back. Now if someone comes along and pays it off, then that's good for whoever got the loan. But somewhere along the line either the parent or someone assisting them with the loan should make them aware. It's called life.
By bailing out the businesses, are you referring to the PPP loans? If so, those were supposed to be for small businesses, where they would be able to pay their payroll and utilities during the lockdowns due to Covid. It wasn't a terrible idea, but as with many things in our country, some took advantage of it. I heard very well to do companies that didn't need the help, got loans.
They shouldn’t be admitted into a college if they don’t understand how a loan works.
I don’t believe in bailing out any businesses as well. Sometimes you have to learn the hard way.
Government shut down nonessential businesses during COVID, the PPP program was to pay the wages of affected workers since it was NOT the fault of the business owner. A student loan is a voluntary action and a contract that the person requesting should be fully aware of their responsibility. If they arent...thats on them. Apples and Oranges to try to compare the two.
And if no one does? Or if they don’t have any other options to continue their education without entering into a predatory loan designed to shackle them till the day they die?
That what the student debt relief would help. It would unshackle a generation from that debt and improve their lives greatly. And considering a lot of those student loans are from the government anyway, shouldn’t the government be able to just say they aren’t owed anymore?
As for the PPP loans, over half of the money lended out went to the top 5% of the businesses that applied. And 99.8% of those loans have been forgiven. If we can do it for businesses, we can do it for people. Period.
Jimmy and Anne live modestly and save money for their child's tuition so they don't have to take out a loan.
John and Mary have two $60,000 cars and go on expensive trips and their child takes out a student loan.
Uncle Joe comes in and says that Jimmy and Anne have to pay part of John and Mary's child's student loan. It's only fair.
John and Mary have two $60,000 cars and go on expensive trips and their child takes out a student loan.
Uncle Joe comes in and says that Jimmy and Anne have to pay part of John and Mary's child's student loan. It's only fair.
Or we can quit sending our kids to college to become bartenders and waiters.
Or we can just make public uni’s free and stop trying to saddle everyone with unnecessary debt. Not every single damn thing needs to be monetized.
Bullied, yes, everyone has experienced it. Certain groups experience a lot more of it and continue to.
We should indeed show compassion for everyone and those who are hurting most should be prioritized.
I'm asking if we should prioritize our compassion to an individual who is experiencing bullying, or whatever. Or are we prioritizing our compassion to the entire group (race or whatever) that the individual allegedly belongs to?
I explained why they would be included, not whether they should be. There are a lot of things people don’t think should be a certain way until they understand the reasons for it.
Great idea moonbeam. And after that we can all get together and sing Kumbaya and do trust falls
Like, if we have two individuals in front of us who have both experienced bullying, should our attention be weighed more heavily toward the gay Black kid in a wheelchair? No, they both deserve compassion equally.
On a broader scale, systemic bullying gets disproportionate attention. It makes sense to me why that is. Have you ever been eating at a restaurant with just one other person but your server also has a 12-top? It can kinda suck that it takes so long to get a refill, but it makes perfect sense that the server spends more time on the larger party.
This is a whole other issue. But I don’t think you’ll find anyone on here that disagrees with your take here.
Bullying is a very bad issue among our youngsters today. Combine that with what they’ve been through the last few years with Covid, our younger generation as a whole has a challenge ahead of them.
Yeah, it’s like nothing I’ve ever seen. I’ve never been one of those people who rants about “kids today!” Slang changes, styles change, gadgets get fancier, but kids are kids. We adults are the ones who change.
Until this pandemic. Wow.
Let me just ask you this. Wouldn't our time be better spent breaking down case by case individually and addressing single events rather then trying to defeat and eliminate bullying, racism, all isms...... on a broad scale?
On a related note, shouldn't we consider the individual and the single event instead of lumping them into a supposed group or series of unrelated events?
As far as bullying. I have a hard time believing that it is more frequent today than it ever has been. And as brutal as it may be today, it was far worse for gays and minorities a few decades ago.
What makes it worse for kids today is the social media aspect of it. The tik tok trolls and whatnot. Kids love watching other kids be victims of it on YouTube, but feel like their lives are over when they become the victim. Giving kids cell phones and unlimited access to social media is destroying their innocence at a much younger age and turning half of them into unrelenting assholes.
What makes it worse for kids today is the social media aspect of it. The tik tok trolls and whatnot. Kids love watching other kids be victims of it on YouTube, but feel like their lives are over when they become the victim. Giving kids cell phones and unlimited access to social media is destroying their innocence at a much younger age and turning half of them into unrelenting assholes.
The best way to pay off your student loan is with your own money that you earned through the job that your education helped you land. We're sending too many people who peaked in the 10th grade to college. If you didn't capitalize (regardless of circumstance) on your education and start a career that brings in enough income to pay off the loan that you agreed to pay, that is not a burden of the tax payers. If you're a $35k-$50k/yr income, which is where I would guess that people who struggle paying off student loans are, you shouldn't have gone to college. And there is absolutely nothing wrong with that.
Breaking it down case-by-case is more time-consuming, and still warranted. If we're not noticing trends and targeting those preemptively, we're consuming more time in a less efficient way. Think of it like how serial killers used to get away w/ it longer b/c of poor communication between local police departments. Maybe think of it related to murder in general. We know that the vast majority of murders are committed by someone the victim knew, so it's SOP to look at family and friends first. That's why we put a lot of resources into domestic violence education, prevention, support. LEO will work hard to solve any individual murder, but if it's a serial killers first kill, or somebody used the day's Lotto #s to choose a random name from a phone book and murder them, we're unlikely to have a whole program designed around it.
In my observance, the pandemic set us back a lot. Social media existed well before that and was definitely a problem already, but the pandemic just took it to a new level I've never seen before.
Like you said about one flamboyant cross-dresser twerking in a child's face being one too many, I'm not inclined to settle for the fact that gays and minorities do indeed face less bullying than they used to.
Prioritizing that principle above treating a coworker respectfully will get a person fired, and should. I do not respect that moral stance at all. I don't think you have the slightest idea of what "most of society" thinks and does. If all this makes me condescending, it is far preferable to the alternative in this case.
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Everyone deserves a decent education. Sad to hear you believe some don't. But even still, not sure how you can say that they shouldn’t have gone after the fact. You don’t know how it’s going to work out until you been out for a while.
There’s absolutely nothing wrong with not wanting to go to college, but everyone should have the option, and they shouldn’t have a noose tied around their necks because of it.
My big thing about college loans is that at 18-22 years old, people shouldn't be expected to make great financial decisions on their own, so they rely on the advice of others. That includes parents, teachers, school counselors, college reps, loan reps, and more. Overwhelmingly, young adults have been pushed toward 4-year colleges and told loans were worth it. Add to that recessions and collapses in the job market, plus the rising cost of college, and we have a huge section of an entire generation that is crippled by debt that they didn't get into on their own, and under circumstances they couldn't control. To me, loan forgiveness is akin to disaster relief.
And as far as the idea that it's character-building and they should have to do it b/c we did it, by the same rationale we should have to deal w/ polio and smallpox b/c past generations did. There are so many different ways to build character. Is giving to charity destroying the character of the recipients? Is having financial support from your parents past the age of 18 destroying character?
And as far as the idea that it's character-building and they should have to do it b/c we did it, by the same rationale we should have to deal w/ polio and smallpox b/c past generations did. There are so many different ways to build character. Is giving to charity destroying the character of the recipients? Is having financial support from your parents past the age of 18 destroying character?
Considering young people are going to be affected by whoever is voted in longer than older people, of course they get to vote. And the younger you get involved, the faster you'll come up to speed
Seven of top 10 lawmakers with most earmarks in last spending bill were Republicans, watchdog says
Open the Books' auditors "reviewed the 7,509 disclosed earmarks amounting to $16 billion in taxpayer costs."
justthenews.com
This is why we need a good old house cleaning and elected officials to do a real job.
I never said that anyone did not deserve a decent education. That's just some dumb shit that you came up with out of what I am saying.
Not everyone needs to go to college and college isn't for everyone. Some people need to have a realistic outlook on what their pros and cons are for attending college if they are in a position to where they need to take on a student loan. And the RESPONSIBILITY of paying it back. Like I said, the folks making $35k-$50k/yr are going to be the ones who have a hard time paying their loan back. You do not need a college education to be in that pay range. So yes, I can say that that person should not have gone to college on a student loan.
The people bitching about student loans are the ones living in upscale apartments with high rent, driving cars that are out of their means and spending hundreds of dollars a month on bar tabs and eating out all of the time. And not having the income to justify the tuition.
And btw, there are other options outside of 4 year student loans.
