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My big thing about college loans is that at 18-22 years old, people shouldn't be expected to make great financial decisions on their own, so they rely on the advice of others. That includes parents, teachers, school counselors, college reps, loan reps, and more. Overwhelmingly, young adults have been pushed toward 4-year colleges and told loans were worth it. Add to that recessions and collapses in the job market, plus the rising cost of college, and we have a huge section of an entire generation that is crippled by debt that they didn't get into on their own, and under circumstances they couldn't control. To me, loan forgiveness is akin to disaster relief.

And as far as the idea that it's character-building and they should have to do it b/c we did it, by the same rationale we should have to deal w/ polio and smallpox b/c past generations did. There are so many different ways to build character. Is giving to charity destroying the character of the recipients? Is having financial support from your parents past the age of 18 destroying character?
I understand what you’re saying, but there’s either a gap in communication from some adult helping with the process, and/or there’s a feeling of entitlement from many of the kids getting a large loan to go to college.

Either way, it’s a problem. The people that oppose the loan forgiveness feel that way due to the appearance of entitlement from the kids.
 
I never said that anyone did not deserve a decent education. That's just some dumb shit that you came up with out of what I am saying.

Not everyone needs to go to college and college isn't for everyone. Some people need to have a realistic outlook on what their pros and cons are for attending college if they are in a position to where they need to take on a student loan. And the RESPONSIBILITY of paying it back. Like I said, the folks making $35k-$50k/yr are going to be the ones who have a hard time paying their loan back. You do not need a college education to be in that pay range. So yes, I can say that that person should not have gone to college on a student loan.

The people bitching about student loans are the ones living in upscale apartments with high rent, driving cars that are out of their means and spending hundreds of dollars a month on bar tabs and eating out all of the time. And not having the income to justify the tuition.

And btw, there are other options outside of 4 year student loans.
You said “We’re sending too many people who peaked in 10th grade to college” gussy it up all you want but you literally said they do not deserve to go to college.

No one goes to college under the impression that they will only be making $35k-$50k a year. They go to college to further their education so they can get a job they think will secure their future.

Now hang on, I thought the people bitching about student loan debt were the ones who picked majors that would only lead to $35k a year. Now they’re just irresponsible with all the money they do have? Or is it possible you’re just creating these monoliths of people in your head to justify your misguided ire towards young people?

I really think it’s the latter.
 
You said “We’re sending too many people who peaked in 10th grade to college” gussy it up all you want but you literally said they do not deserve to go to college.

No one goes to college under the impression that they will only be making $35k-$50k a year. They go to college to further their education so they can get a job they think will secure their future.

Now hang on, I thought the people bitching about student loan debt were the ones who picked majors that would only lead to $35k a year. Now they’re just irresponsible with all the money they do have? Or is it possible you’re just creating these monoliths of people in your head to justify your misguided ire towards young people?

I really think it’s the latter.
Then they need a reality check
 
You said “We’re sending too many people who peaked in 10th grade to college” gussy it up all you want but you literally said they do not deserve to go to college.

No one goes to college under the impression that they will only be making $35k-$50k a year. They go to college to further their education so they can get a job they think will secure their future.

Now hang on, I thought the people bitching about student loan debt were the ones who picked majors that would only lead to $35k a year. Now they’re just irresponsible with all the money they do have? Or is it possible you’re just creating these monoliths of people in your head to justify your misguided ire towards young people?

I really think it’s the latter.
Some people on an education level, peak at 10th grade. That's just reality. That doesn't mean that they don't deserve to go to college. Again, I never said that and you should look up the definition of, literally. But they shouldn't if they are going to take on a loan. Are you pretending that everyone is cut out for college?

No one goes to college with the impression that they will only make that money. Sure. Are you pretending that there aren't people in that pay grade that do have a college education?

Your last paragraph is so dumb, well so were the first two, but......
 

😂😂😂😂😂😂😂😂😂😂

Anybody remember the Simpson's episode where Mr. Burns was going to control sunlight?

The Simpsons Evil Laugh GIF
 
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Some people on an education level, peak at 10th grade. That's just reality. That doesn't mean that they don't deserve to go to college. Again, I never said that and you should look up the definition of, literally. But they shouldn't if they are going to take on a loan. Are you pretending that everyone is cut out for college?

No one goes to college with the impression that they will only make that money. Sure. Are you pretending that there aren't people in that pay grade that do have a college education?

Your last paragraph is so dumb, well so were the first two, but......
Again, you can dance around your own words all you want. But if you’re saying people who “peaked in 10th grade” shouldn’t go to college, you are saying that do not deserve it.

I’m not the arbiter of who is and isn’t cut out for college and I know that everyone at least deserves a chance to find out for themselves. You want to deprive people of that chance.

There are people with Bachelor’s flipping burgers. Doesn’t mean that they aren’t overqualified and deserve to be saddled with all that debt. But then again we should be paying burger flippers(and everyone else for that matter) a living wage. But of course you also probably oppose a minimum wage hike.
 
Again, you can dance around your own words all you want. But if you’re saying people who “peaked in 10th grade” shouldn’t go to college, you are saying that do not deserve it.
Not at all. You're struggling to grasp the point. Some people are destined to be doctors. Some, to dig ditches. The ones who dig ditches have absolutely no business taking out a loan to go to college. That doesn’t mean they don't deserve to if they choose so. It just means they arr wasting time and money.

I’m not the arbiter of who is and isn’t cut out for college and I know that everyone at least deserves a chance to find out for themselves. You want to deprive people of that chance.
Explain how I want to deprive people of the chance to find out for themselves. All I am saying is that if someone takes out a loan to go to college and it turns out that college did not help them in any way for whatever reason, that is not a burden of the tax payers. They deserve the chance to find out on their dime, not mine.

There are people with Bachelor’s flipping burgers. Doesn’t mean that they aren’t overqualified and deserve to be saddled with all that debt. But then again we should be paying burger flippers(and everyone else for that matter) a living wage. But of course you also probably oppose a minimum wage hike.
If someone has a bachelor's degree and they are flipping burgers. They absolutely deserve to be saddled with that debt. They obviously made shit choices in their life and don't have any right to ask the tax payers to pay for their decisions.

I am not opposed to a minimum wage hike based on the economic climate and inflation. But I am opposed to it being what you loons call a "living wage". That's not how it was ever intended to be. When you raise the first rung of the ladder, you lower the last. And it causes the price of everything to go up. No one ever has started a job at minimum wage and stayed there. You want fast food workers to make $15/hr, well hope you're happy paying $12 for a meal that used to be $6.
 
Not at all. You're struggling to grasp the point. Some people are destined to be doctors. Some, to dig ditches. The ones who dig ditches have absolutely no business taking out a loan to go to college. That doesn’t mean they don't deserve to if they choose so. It just means they arr wasting time and money.


Explain how I want to deprive people of the chance to find out for themselves. All I am saying is that if someone takes out a loan to go to college and it turns out that college did not help them in any way for whatever reason, that is not a burden of the tax payers. They deserve the chance to find out on their dime, not mine.


If someone has a bachelor's degree and they are flipping burgers. They absolutely deserve to be saddled with that debt. They obviously made shit choices in their life and don't have any right to ask the tax payers to pay for their decisions.

I am not opposed to a minimum wage hike based on the economic climate and inflation. But I am opposed to it being what you loons call a "living wage". That's not how it was ever intended to be. When you raise the first rung of the ladder, you lower the last. And it causes the price of everything to go up. No one ever has started a job at minimum wage and stayed there. You want fast food workers to make $15/hr, well hope you're happy paying $12 for a meal that used to be $6.
No one is destined to “dig ditches” or do other menial labor. If that’s what they enjoy then that’s fine, but the vast majority of people do not want to do that. They deserve the opportunity to try to do something else without being punished for it.

You’re depriving them by arguing for the predatory loan system, far fewer have a realistic opportunity to further their education with that in place. You place way too much value “personal responsibility” and not nearly enough on “societal responsibility”. It is our duty to our fellow Americans to ensure that chasing the American dream is as in reach as possible. And that includes getting a good education to kickstart it.

You do not have to make shit choices to end up with a Bachelors and working at McDonalds. All it takes is lack of opportunity around you. And on the subject of flipping burgers, the minimum wage was always intended to be a living wage. Here’s what the guy who instituted it(FDR) had to say about it.

"It seems to me to be equally plain that no business which depends for existence on paying less than living wages to its workers has any right to continue in this country."
President Franklin D. Roosevelt, 1933

And oh yeah brainiac, we always raise the last rung, multiple times a year. I also hate to break it to you, temporarily embarrassed millionaire that you are but, you’re closer to the first than the last. And the first is long overdue for a raise.
 
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The people bitching about student loans are the ones living in upscale apartments with high rent, driving cars that are out of their means and spending hundreds of dollars a month on bar tabs and eating out all of the time.
Dude... c'mon. This is just the latest iteration of Reagan's welfare queen, Willie Horton, the lady using foodstamps while wearing Air Jordans, the man who dresses up like those old "Ladies Night" Bud Lite characters in order to sneak past the vigilant security into a little, little, cute little girls' restroom, etc. It's the right's outrage boogeyman.

(Oh, and you forgot avocado toast and lattes. Also, the little, little, cute little girls have blonde curly hair and wear Nellie Olsen's dress from Little House on the Prarie. :rolleyes:)
 

😂😂😂😂😂😂😂😂😂😂

Anybody remember the Simpson's episode where Mr. Burns was going to control sunlight?

The Simpsons Evil Laugh GIF
Oh, please. It's not like "manipulate" and "control" are synon-

Oh... never mind.
 
I understand what you’re saying, but there’s either a gap in communication from some adult helping with the process, and/or there’s a feeling of entitlement from many of the kids getting a large loan to go to college.

Either way, it’s a problem. The people that oppose the loan forgiveness feel that way due to the appearance of entitlement from the kids.
Ah. Okay, that last sentence is helpful for my understanding.

Peripherally... we really missed out on an opportunity during the pandemic. While everything was shut down to one extent or another, we had the opportunity to look at systems in this country that weren't working like they should and reinvent them. But we wanted to "get back to normal" instead of creating a better normal. "Normal" works for the people most in control of changing that, so they're not going to change it w/o pressure.

We may not agree on which norms need changing & why, but for me, college loans are one. Post WW2, society's expectations have grown more and more in the direction that a 4-yr college education is necessary. I do think we're moving away from that in a positive way -- like better funding and publicity for community colleges and job-training options -- but not fast enough. What we're seeing now is a logjam of young adults who got caught in between. And yeah, many of them are really entitled; remember, though, that the so-called "everyone gets a trophy" generation was raised by the previous generation, who were raised by the previous generation, etc. Whatever any generation grows up with, they got it from the previous generation. We should do a good job of thanking previous generations b/c we really do owe them a debt of gratitude, but we should also recognize mistakes they made. Rather than focusing on blaming them, though, we should instead focus on improving that for the next generation.
 
No one is destined to “dig ditches” or do other menial labor. If that’s what they enjoy then that’s fine, but the vast majority of people do not want to do that. They deserve the opportunity to try to do something else without being punished for it.

You’re depriving them by arguing for the predatory loan system, far fewer have a realistic opportunity to further their education with that in place. You place way too much value “personal responsibility” and not nearly enough on “societal responsibility”. It is our duty to our fellow Americans to ensure that chasing the American dream is as in reach as possible. And that includes getting a good education to kickstart it.

You do not have to make shit choices to end up with a Bachelors and working at McDonalds. All it takes is lack of opportunity around you. And on the subject of flipping burgers, the minimum wage was always intended to be a living wage. Here’s what the guy who instituted it(FDR) had to say about it.


President Franklin D. Roosevelt, 1933

And oh yeah brainiac, we always raise the last rung, multiple times a year. I also hate to break it to you, temporarily embarrassed millionaire that you are but, you’re closer to the first than the last. And the first is long overdue for a raise.
Delusional
 
Dude... c'mon. This is just the latest iteration of Reagan's welfare queen, Willie Horton, the lady using foodstamps while wearing Air Jordans, the man who dresses up like those old "Ladies Night" Bud Lite characters in order to sneak past the vigilant security into a little, little, cute little girls' restroom, etc. It's the right's outrage boogeyman.

(Oh, and you forgot avocado toast and lattes. Also, the little, little, cute little girls have blonde curly hair and wear Nellie Olsen's dress from Little House on the Prarie. :rolleyes:)
This is a really strange post, datt. Kind of went thedude kind of weird on me.

If you get a student loan, the idea is that your education will afford you the luxury of a career, not just a job, that will allow you the ability to pay off your loan. It is an investment. If you don’t have a career that allows you to comfortably pay off your loan, that is not on the tax payers to fix. It's pretty fvcking simple.

In your strange response, you're attempting to liken the opposition to welfare to the opposition of student debt forgiveness. At the same time making the argument for the opposition. They are two very different things that aren't even remotely similar.

I am sorry it is so upsetting that some people feel like you should honor your agreement to pay back a loan that you accept the terms of.
 
Not gonna happen. But you know what is currently happening? This

Oh it’ll happen, just when? They’re already trying to call them MAP’s.

And it’s sick, just like this clown who your people voted into office lol

 
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No, @GhostOf301 , the comparison was the scare tactic.
There is no scare tactic. Saying that people are choosing to live at the very top of their means or above, before paying off their student loans is not an attempt to scare anyone. It is a fact. Not everyone who has a student loan does. But typically the loudest voices of the ones who want the government to use tax payers' money to erase their debt, are those people.
 
Oh it’ll happen, just when? They’re already trying to call them MAP’s.

And it’s sick, just like this clown who your people voted into office lol

Pedos are trying to call themselves MAP’s lol. It is not a legitimate movement in the LGBTQ community. But of course you’re going to paint it that way to fit your narrative.
 
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Pedos are trying to call themselves MAP’s lol. It is not a legitimate movement in the LGBTQ community. But of course you’re going to paint it that way to fit your narrative.
I remember when the “T” would never be added. I also remember when dolts like you said grooming never happened either 😂
 
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I also remember when the left denied this 😂

I’m going to attempt to explain this in a way even you can understand. Whether an individual is a man or a woman is determined by that individual. That is what is known as gender or gender identity. So yes, a man can absolutely menstruate.

Now, what you seem to be not understanding is the difference between gender and sex. Your sex is determined in the womb and you come out with either male or female reproductive organs. People born with male reproductive organs cannot menstruate.
 
I’m going to attempt to explain this in a way even you can understand. Whether an individual is a man or a woman is determined by that individual. That is what is known as gender or gender identity. So yes, a man can absolutely menstruate.

Now, what you seem to be not understanding is the difference between gender and sex. Your sex is determined in the womb and you come out with either male or female reproductive organs. People born with male reproductive organs cannot menstruate.
Lmfao….trying to change biology. Genius, I work in healthcare - your schtick won’t fly here. Men cannot menstruate, the tools are not there.

Ps - way to skirt around my point of your people moving goalposts, weekly. The P is coming to your slogan.
 
I’m going to attempt to explain this in a way even you can understand. Whether an individual is a man or a woman is determined by that individual. That is what is known as gender or gender identity. So yes, a man can absolutely menstruate.

Now, what you seem to be not understanding is the difference between gender and sex. Your sex is determined in the womb and you come out with either male or female reproductive organs. People born with male reproductive organs cannot menstruate.
It boggles the mind with all the sleazy sh- Hunter has done, they draw the line at having a baby with a stripper. Has Joe ever acknowledged this child even exists? Class act
 
I’m going to attempt to explain this in a way even you can understand. Whether an individual is a man or a woman is determined by that individual. That is what is known as gender or gender identity. So yes, a man can absolutely menstruate.

Now, what you seem to be not understanding is the difference between gender and sex. Your sex is determined in the womb and you come out with either male or female reproductive organs. People born with male reproductive organs cannot menstruate.
Holy shit
 
Lmfao….trying to change biology. Genius, I work in healthcare - your schtick won’t fly here. Men cannot menstruate, the tools are not there.

Ps - way to skirt around my point of your people moving goalposts, weekly. The P is coming to your slogan.
YOU work in healthcare? And you don’t have a grasp on the simple difference between gender and birth sex? My god dude.
 
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YOU work in healthcare? And you don’t have a grasp on the simple difference between gender and birth sex? My god dude.
So let’s get this straight, if a provider is seeing a biological male patient who complains of menstrual cramps, should they rx Mydol?

What about a biological male patient who says they’re having a miscarriage. Should they do an ultrasound?

What about a biological female patient that says they have prostatitis? Should a provider rx doxycycline?

What about a biological female patient that says they have Epididymitis? Should a provider rx abx for that?

It’s a beautiful thing that you don’t work in healthcare. Actually, thank God.
 
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So let’s get this straight, if a provider is seeing a biological male patient who complains of menstrual cramps, should they rx Mydol?

What about a biological male patient who says they’re having a miscarriage. Should they do an ultrasound?

What about a biological female patient that says they have prostatitis? Should a provider rx doxycycline?

What about a biological female patient that says they have Epididymitis? Should a provider rx abx for that?

It’s a beautiful thing that you don’t work in healthcare. Actually, thank God.
Are you sure you aren’t a farmer? Cuz that’s a whole lotta strawmen. And again, a healthcare worker who is incapable of grasping the simple difference between gender and birth sex is alarming.

Gender- what the person identifies as

Birth sex- what they were born with

So, why would a person whose birth sex is male go to the doctor for menstrual cramps in the first place? They wouldn’t. And on the off chance one does then it’s because of some other problem.
 
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Are you sure you aren’t a farmer? Cuz that’s a whole lotta strawmen. And again, a healthcare worker who is incapable of grasping the simple difference between gender and birth sex is alarming.

Gender- what the person identifies as

Birth sex- what they were born with

So, why would a person whose birth sex is male go to the doctor for menstrual cramps in the first place? They wouldn’t. And on the off chance one does then it’s because of some other problem.
Ahhhh, straw man because you can’t answer any of the 4 clinical scenarios 😂😂😂😂😂

And if a male identifies as a female, you think their confusion stops there? It doesn’t. But you don’t work in healthcare so you only get spoon fed media.

You have been absolutely owned here - thank you for the laughs 😂
 
Absolutely. I grew up in it, I know exactly how much power it holds over people, and the ones who wield that power want to turn our country into a theocracy.

Im
Sorry you feel that way.. I bet you’re 28-32 prob living back at home and you have “turned” against Christianity and conservative values to spite your parents.

I’m pretty sure I saw you at wal mart working self check. Dude had long greasy hair and wearing a mask.
 
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